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Securities Advisory: Investment Scams in Hurricane Florence's Wake

Securities Notice: Ralph Savoie Sentenced - Click Here For Details

On September 8, 2017, Equifax, one of the major credit reporting agencies, announced a breach from mid-May through July 2017. The hackers accessed individuals' names, social security numbers, birth dates, addresses, and some drivers license numbers, as well as credit card numbers. The following are links to consumer guidance published by the Federal Trade Commission (FTC) and the Consumer Financial Protection Bureau (CFPB):

Equifax Isn't Calling (FTC 9/14/2017)

Identity Theft Prevention Following the Equifax Breach (CFPB 9/9/2017)

The Equifax Data Breach: What to Do (FTC 9/8/2017)

For Mortgage Servicer Information for Harvey Affected Louisiana Consumers Click Here

To Report Financial Exploitation Click Here

Depository		Non-Depository		Securities		Consumer/General
BIDCO Rule Change (Updated November 29, 2018) FDIC - Financial Institutions Letter Regulatory Relief: Meeting the Financial Needs of Customers Affected by Hurricane Harvey and its Aftermath October Monthly Bulletin Bank and Thrift Financial Report (as of June 30, 2016) FDIC's Loan Payment Deferrals and Extensions LBA Emergency Preparedness Coalition Credit Unions - Handling of Loan Extensions FDIC Cybersecurity Brochures Tips to protect and maintain computers for Consumers and Businesses FDIC - Financial Institutions Letter Regulatory Relief: Guidance to Help Financial Institutions and to Facilitate Recovery in Areas of LA Affected by Severe Storms and Flooding John Ducrest Reappointed as Commissioner of OFI February 2, 2016 OFI Earns Banking Supervision Re-accreditation FFIEC Cybersecurity Press Release Fed/CSBS Community Banking Research Conference Reveals New Data and Insights for Future October 1, 2014 2014 Community Banking Report Media Release September 24, 2014 Consumer and Investor Advisory on Virtual Currency Investor Education Services Brochure Economic Growth and Regulatory Paperwork Reduction Act DHS' National Cybersecurity and Communications Integration Center DDoS Quick Guide Louisiana Business Emergency Operations Center (LABEOC) Keynote Address by Commissioner John Ducrest State of the State Financial System Congressional Testimony by Commissioner John Ducrest The State of Community Banking: Challenges and Opportunities		2017 LCCL Annual Report Due by March 1, 2018 CSBS Launches Major Redesign of NMLS Commissioner John Ducrest named as the new chairman of the State Regulatory Registry State Financial Regulators From Texas, Louisiana Talk Fintech at NMLS Conference February 17, 2017 Act 200 of the 2016 Regular Session amends the Deferred Presentment and Small Loan (Payday Loans) Act Effective August 1, 2016 Act 75 of the 2016 Regular Session repeals LSA-R.S. 6:1054 G. (4) of the Sale of Checks and Money Transmission Act. Effective August 1, 2016 OFI Earns Mortgage Supervision Re-accreditation Payday Lenders New Education Requirements Annual Education Affidavit (Lenders which make loans subject to the Deferred Presentment and Small Loan Act) September 8, 2015 Attention: Out-of-State Consumer Loan Lenders New Licensure Requirements Effective January 1, 2015 Guidance Pertaining to Non-recourse Financial Transaction Exemption Contained in Act 636 (2014) Effective January 1, 2015 2014 Legislation Summary Uniform Service Member Exemption Form Requirements for Registered Mortgage Loan Originators Transition to Louisiana Licensed Mortgage Loan Originators Efforts by OFI to Reduce Transition Time May 30, 2013 NMLS Approved Course Providers Updated Weekly NMLS Master Course Catalog Updated Monday-Friday NMLS Consumer Access Website		Investor Education Investor Advisory - Promissory Notes Ralph Savoie Sentenced For Investment Fraud Scheme November 13, 2018 99 Great Ways to Save Marijuana-Related Investment Advisory Crowdfunding Bill Signed Into Law Todd Cutrer Sentenced For Investment Fraud Scheme April 30, 2018 Ralph Savoie of Mandeville Pleads Guilty in Investment Fraud Scheme March 28, 2018 Reminder to Louisiana Investors Approach Cryptocurrency with Caution January 9, 2018 John Kelly Sentenced For Wire Fraud Conviction June 21, 2017 Act 47 of the 2017 Regular Session Excludes Certain Investment Adviser Representatives From Examination/Certification Requirements Effective June 4, 2017 Bryan Addington Pleads Guilty In Securities Fraud Case March 6, 2017 Emergency Closure Information Investor Alert - Harvey Investment Adviser Registration Procedure Final Rule Effective September 1, 2016 John F. Kelly, III, Pleads Guilty to Wire Fraud May 25, 2016 Act 580 of the 2016 Regular Session Enacts the Louisiana Protection of Vulnerable Adults from Financial Exploitation Law Effective January 1, 2017 Legislation Enacted to Require Notice Filing of Tier 2 Regulation A Securities, and Allowing "Testing the Waters" For Tier 1 Regulation A Securities Effective May 19, 2016 Deadline Extended for Satisfying Investment Adviser Representative Examination or Certification Requirement Deadline August 31, 2017		Proposed Interested Party Petition Rule (Updated November 30, 2018) Contact Information for Consumer Assistance Quarterly Report Credit Reports & Credit Scores Military Consumer Protection Day Uniform Service Member Exemption Form Judicial Interest Rate 2018 - 5.00% FDIC Consumer News - For Young Adults and Teens: Quick Tips for Managing Your Money Mortgages Affected by Hurricane Isaac Federal Reserve System Video Apply for a Free, Independent Foreclosure File Review Harmed by a Foreclosure in 2009 and 2010? Federal Reserve News Release OCC News Release Flood Smart Know your Options New Consumer Tool for Foreclosure Prevention Jump$tart Coalition ► Louisiana Click to calculate your FDIC insurance coverage with Edie the Estimator More Consumer Info

Last updated November 30, 2018