Securities Advisory: Investment Scams in Hurricane Florence's Wake

Securities Notice: Ralph Savoie Sentenced  -  Click Here For Details

On September 8, 2017, Equifax, one of the major credit reporting agencies, announced a breach from mid-May through July 2017.  The hackers accessed individuals' names, social security numbers, birth dates, addresses, and some drivers license numbers, as well as credit card numbers.  The following are links to consumer guidance published by the Federal Trade Commission (FTC) and the Consumer Financial Protection Bureau (CFPB):

Equifax Isn't Calling (FTC 9/14/2017)

Identity Theft Prevention Following the Equifax Breach (CFPB 9/9/2017)

The Equifax Data Breach:
  What to Do (FTC 9/8/2017)

For Mortgage Servicer Information for Harvey Affected Louisiana Consumers Click Here

To Report Financial Exploitation Click Here

Depository   Non-Depository   Securities   Consumer/General

BIDCO Rule Change
(Updated November 29, 2018)

FDIC - Financial Institutions Letter
Regulatory Relief: Meeting the Financial Needs of Customers Affected by Hurricane Harvey and its Aftermath

Monthly Bulletin

Bank and Thrift Financial Report
(as of June 30, 2016)

FDIC's Loan Payment Deferrals and Extensions

LBA Emergency Preparedness Coalition

Credit Unions - Handling of Loan Extensions

FDIC Cybersecurity Brochures
Tips to protect and maintain computers for  Consumers and Businesses

FDIC - Financial Institutions Letter
Regulatory Relief: Guidance to Help Financial Institutions and to Facilitate Recovery in Areas of LA Affected by Severe Storms and Flooding

John Ducrest Reappointed as
Commissioner of OFI
February 2, 2016

OFI Earns Banking Supervision

FFIEC Cybersecurity Press Release

Fed/CSBS Community Banking Research Conference Reveals New Data and Insights for Future
October 1, 2014

2014 Community Banking Report Media Release
September 24, 2014

Consumer and Investor Advisory on Virtual Currency

Investor Education Services

Economic Growth and Regulatory
Paperwork Reduction Act

DHS' National Cybersecurity and Communications Integration Center DDoS Quick Guide

Louisiana Business Emergency Operations Center (LABEOC)

  Keynote Address by Commissioner John Ducrest State of the State Financial System

Congressional Testimony by
Commissioner John Ducrest
The State of Community Banking:
  Challenges and Opportunities

2017 LCCL Annual Report

Due by March 1, 2018

CSBS Launches Major Redesign of NMLS

Commissioner John Ducrest named as the new chairman of the State Regulatory Registry

State Financial Regulators From Texas, Louisiana Talk Fintech at NMLS Conference
February 17, 2017

Act 200 of the 2016 Regular Session amends the Deferred Presentment and Small Loan (Payday Loans) Act
Effective August 1, 2016

Act 75 of the 2016 Regular Session repeals LSA-R.S. 6:1054 G. (4) of the Sale of Checks and Money Transmission Act.
Effective August 1, 2016

OFI Earns Mortgage Supervision Re-accreditation

Payday Lenders New Education Requirements

Annual Education Affidavit
 (Lenders which make loans subject to the Deferred Presentment and Small Loan Act)
 September 8, 2015

Attention: Out-of-State Consumer Loan Lenders
New Licensure Requirements

 Effective January 1, 2015

Guidance Pertaining to Non-recourse Financial Transaction Exemption
Contained in Act 636 (2014)

Effective January 1, 2015

2014 Legislation Summary

Uniform Service Member Exemption Form

 Requirements for Registered Mortgage Loan Originators
Transition to Louisiana Licensed Mortgage Loan Originators

 Efforts by OFI to Reduce Transition Time
 May 30, 2013

NMLS Approved Course Providers
 Updated Weekly

NMLS Master Course Catalog
 Updated Monday-Friday

NMLS Consumer Access Website
Investor Education

Investor Advisory - Promissory Notes

Ralph Savoie Sentenced For Investment Fraud Scheme
 November 13, 2018

99 Great Ways to Save

Marijuana-Related Investment Advisory

Crowdfunding Bill Signed Into Law

Todd Cutrer Sentenced For Investment Fraud Scheme
 April 30, 2018

Ralph Savoie of Mandeville Pleads Guilty in Investment Fraud Scheme
 March 28, 2018

Reminder to Louisiana Investors
Approach Cryptocurrency with Caution

January 9, 2018

John Kelly Sentenced For Wire Fraud Conviction
 June 21, 2017

Act 47 of the 2017 Regular Session
Excludes Certain Investment Adviser Representatives From Examination/Certification Requirements

Effective June 4, 2017

Bryan Addington Pleads Guilty In Securities Fraud Case
 March 6, 2017

Emergency Closure Information

Investor Alert - Harvey

Investment Adviser Registration Procedure Final Rule
 Effective September 1, 2016

 John F. Kelly, III,
Pleads Guilty to Wire Fraud

May 25, 2016

 Act 580 of the 2016 Regular Session
 Enacts the Louisiana Protection of Vulnerable Adults from Financial
 Exploitation Law

Effective January 1, 2017

Legislation Enacted to Require Notice Filing
of Tier 2 Regulation A Securities, and Allowing "Testing the Waters" For Tier 1 Regulation A Securities

Effective May 19, 2016

Deadline Extended for Satisfying Investment Adviser Representative Examination or Certification Requirement
Deadline August 31, 2017
Proposed Interested Party Petition Rule
(Updated November 30, 2018)

Contact Information for Consumer Assistance

Quarterly Report

Credit Reports & Credit Scores

 Military Consumer Protection Day

Uniform Service Member Exemption Form

Judicial Interest Rate 2018 - 5.00%

FDIC Consumer News -
For Young Adults and Teens: Quick Tips for Managing Your Money

Mortgages Affected by Hurricane Isaac

Federal Reserve System Video
Apply for a Free, Independent Foreclosure File Review

Harmed by a Foreclosure in 2009 and 2010?
Federal Reserve News Release
 OCC News Release
 Flood Smart
Know your Options
New Consumer Tool for Foreclosure Prevention

 Jump$tart Coalition

Click to calculate your FDIC insurance coverage with Edie the Estimator

More Consumer Info

Last updated November 30, 2018